Legal & Insurance2024-12-10T12:08:44-06:00

Legal & Insurance Issues

In a perfect world, we wouldn’t need to get attorneys or insurance companies involved in the happenings of a church. But we don’t live in a perfect world. We need legal input—for everything from overtime pay laws to the legal use of movies in a sermon. The following is not legal advice just ideas …

Practical Church Risk Management

By |April 18th, 2024|

In many churches, risk management can become an after-thought as the tasks and needs of day-to-day operations take center stage. But this can open the door to unnecessary risks—an avoidable accident, allegation, [...]

Data Erasure vs. Risk Management

By |June 21st, 2023|

The Clash of Privacy and Protection of Vulnerable Populations Protecting Personal Information Everyone has a story about personal information fraudulently obtained by a security breach, Phishing email scam, or sold by a vendor gathering [...]

Sexual Harassment in the Church

By |March 19th, 2021|

Hey Fletch … I would like to bring our staff through some type of sexual harassment training and share our sexual harassment policy. Are you aware of any videos, articles or resources that you [...]

Utilize the Experience of Your Insurance Agent

By |October 22nd, 2019|

Charlie Cutler is the Managing Partner of ChurchWest Insurance Services and works with over 3,000 churches. He offers these thoughts from the perspective of an insurance agent. As ChurchWest says, “A good agent will [...]

Preventing Sexual Abuse in Your Church

By |August 15th, 2019|

Sex abuse claims remain the top reason churches go to court each year. Fletch interviews Matthew Branaugh, editor for Christianity Today’s ChurchLawAndTax.com, about this troubling ongoing trend in the church. What policies [...]

Mandatory Sexual Harassment Prevention Training Update

By |October 24th, 2018|

California has recently updated the requirements for sexual harassment prevention training. Your state may have similar regulations. The bottom line---train all staff. Tiffany Henning at HR Ministry Solutions, XPastor's go-to resource for HR information, [...]

Health Insurance Going Up 123%

By |September 11th, 2018|

Tuesday, September 11, 2018 Hey Fletch … I am looking for some advice on health insurance for my team. We provide a high deductible plan for our employees and have contributed a percentage of [...]

Health Cost-Sharing Ministries

By |July 31st, 2018|

Tuesday, July 31, 2018 Hey Fletch … I have a question about rising medical costs for employers. There are several Christian-based health cost-sharing ministries, such as MediShare, Christian Healthcare Ministries, and Samaritan Ministries. On [...]

Insurance for Sexual Abuse, Part 2

By |June 16th, 2018|

Saturday, June 16, 2018 Hey Fletch … Our church has $2 million in umbrella insurance. Does that cover sexual abuse as well? DRF—When I get a question on insurance issues, I always turn to [...]

Insurance for Sexual Abuse, Part 1

By |June 15th, 2018|

Friday, June 15, 2018 Hey Fletch … Our church has $2 million in umbrella insurance. Does that cover sexual abuse as well? DRF—When I get a question on insurance issues, I always turn to the [...]

Electronic Waivers and Signatures

By |April 6th, 2018|

Church events are the lifeblood of any congregation’s community. From youth camp to volunteer activities to childcare, parents love having kids enjoy the events their church hosts every week. But not a week goes [...]

Recording Songs in the Worship Service

By |February 1st, 2018|

February 1, 2018 Hey Fletch … Someone suggested that we record some songs during our worship service and create a CD from them. Any thoughts on this? DRF—Off the top of my head, I [...]