Legal & Insurance2021-10-10T14:28:19-05:00

Legal & Insurance Issues

In a perfect world, we wouldn’t need to get attorneys or insurance companies involved in the happenings of a church. But we don’t live in a perfect world. We need legal input—for everything from overtime pay laws to the legal use of movies in a sermon. The following is not legal advice just ideas …

Data Erasure vs. Risk Management

By |June 21st, 2023|

The Clash of Privacy and Protection of Vulnerable Populations Protecting Personal Information Everyone has a story about personal information fraudulently obtained by a security breach, Phishing email scam, or sold by a vendor gathering [...]

The Equality Act

By |March 30th, 2021|

Hey Fletch …  This week we had a leadership discussion around the Equality Act.  Our senior pastor brought this topic up in an elder meeting. It raised some questions worth answering or trying to answer. Our [...]

Religious Freedom During COVID-19 and Beyond

By |March 30th, 2021|

The world has changed dramatically over the past year. In the midst of the global pandemic, ministries are caught in the crosshairs of determining how to protect their religious practices and their flock. There [...]

Sexual Harassment in the Church

By |March 19th, 2021|

Hey Fletch … I would like to bring our staff through some type of sexual harassment training and share our sexual harassment policy. Are you aware of any videos, articles or resources that you [...]

An Insurance Company on Child Protection

By |October 22nd, 2019|

Brotherhood Mutual Insurance Company has a free, 60-page ebook, Child Protection in a Ministry Environment: Guidelines for Ministry Workers. With sample policies and forms, the major areas of the book are: Identifying Abuse: Disrupting [...]

Preventing Sexual Abuse in Your Church

By |August 15th, 2019|

Sex abuse claims remain the top reason churches go to court each year. Fletch interviews Matthew Branaugh, editor for Christianity Today’s ChurchLawAndTax.com, about this troubling ongoing trend in the church. What policies and protocols [...]

Mandatory Sexual Harassment Prevention Training Update

By |October 24th, 2018|

California has recently updated the requirements for sexual harassment prevention training. Your state may have similar regulations. The bottom line---train all staff. Tiffany Henning at HR Ministry Solutions, XPastor's go-to resource for HR information, [...]

Health Insurance Going Up 123%

By |September 11th, 2018|

Tuesday, September 11, 2018 Hey Fletch … I am looking for some advice on health insurance for my team. We provide a high deductible plan for our employees and have contributed a percentage of the [...]

Sexual Abuse Risk and Record Retention

By |September 6th, 2018|

Every child-serving organization is responsible for the protection of children in its care. To discharge that responsibility, the organization should take reasonable steps to create an effective safety system that prevents child sexual abuse. [...]

Health Cost-Sharing Ministries

By |July 31st, 2018|

Tuesday, July 31, 2018 Hey Fletch … I have a question about rising medical costs for employers. There are several Christian-based health cost-sharing ministries, such as MediShare, Christian Healthcare Ministries, and Samaritan Ministries. On [...]

Insurance for Sexual Abuse, Part 2

By |June 16th, 2018|

Saturday, June 16, 2018 Hey Fletch … Our church has $2 million in umbrella insurance. Does that cover sexual abuse as well? DRF—When I get a question on insurance issues, I always turn to [...]

Insurance for Sexual Abuse, Part 1

By |June 15th, 2018|

Friday, June 15, 2018 Hey Fletch … Our church has $2 million in umbrella insurance. Does that cover sexual abuse as well? DRF—When I get a question on insurance issues, I always turn to the [...]