Friday, March 16, 2018

Hey Fletch … There was a column on January 14, 2018 that all of a church’s W2s vanished. Some insurance policies have coverage for this and the church may have a legal obligation to monitor the credit of those employees that had their personal information stolen. In California, if it was stolen electronically, cyber hack or a lost computer, there is a protocol for how this needs to be handled. If it is paper copies, there may be a liability as well for the church. I’d recommend that the church at least put their insurance company on notice and have a pro guide them through it. There could be coverage and an experienced adjuster could be of assistance.

DRF—As a capable leader of an insurance agency, you have made an excellent point. Thanks for giving more ideas for the church to consider. I immediately forwarded your thoughts to the church that had the problem.